BFH

Bread Financial Holdings Inc. Common Stock (BFH)

Stock · NYSE · Consumer Discretionary

$102.56as of 10/16/2026

AI Market Commentary

AI-generatedAll commentary →

Synthesized from recent news and fundamentals/technical data -- not human analyst commentary or trader sentiment.

October 10, 2026

Bread Financial Holdings Faces Valuation Debate Ahead of Q3 Earnings Call. Analysts are debating Bread Financial’s valuation, with some suggesting the stock may still be undervalued despite a 231% run. TD Cowen and Barclays have adjusted price targets to $111 and $110, respectively, while the company has scheduled its Q3 2026 earnings call for Oct. 22. The stock sits near its 52‑week high and a support level of $107.22, and its low P/E of 6.8 and 3.09% dividend yield add to the discussion.

Active signals

Support level
$85.24
Industry
Business Services

What BFH's price did in the 20 trading sessions after each past signal, compared with any 20-session window over the same period.

SignalTimesMedian 20-session returnHigher after 20 sessions
Volume Spike32-0.5%47%
Bollinger Band Breakout25+1.2%52%
Bollinger Band Breakdown20+5.6%60%
200-Day Moving Average TouchActive now9+3.9%67%
Any 20-session window (baseline)+2.1%56%

Computed by MarketWall from daily closing prices since May 18, 2022. Returns are close-to-close and don't include dividends. Past results describe what happened before; they are not a forecast and not investment advice.

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it…

Sector
Consumer Discretionary
Industry
Business Services
Employees
6,000

Fundamentals

1-day range
$98.32$101.79
Market cap
$4.22B
P/E (trailing)
6.64
P/E (forward)
7.37
EPS (trailing)
$12.91
Dividend yield
3.09%
Beta
1.30
Avg. volume
545.0K
Ex-dividend date
August 31, 2026
Dividend pay date
September 15, 2026
52-week range
$55.8$114.53
Next earnings: October 22, 2026 · EPS estimate $3.23Before Openconfirmed

How Bread Financial Holdings Inc. Common Stock Makes Money

Where the revenue actually goes — FY2020 annual results

market-wall.comTotalRevenue$4.52BNet Income$213.70M (5%)Cost of Revenue$2.08B (46%)Other$2.03B (45%)SG&A$105.70M (2%)Tax$99.50M (2%)BFH

Source: 10-K filed Feb 26, 2021 · via SEC EDGAR / Finnhub

Gross Profit$2.44B(54%)
Operating Income$888.40M(20%)

Forecasts

16 analyst ratings

Buy 55%
Hold 46%
Sell 0%
1-year price forecast
High
$129
+25.8%
Median
$115
+12.1%
Low
$86
-16.1%

Bread Financial Holdings Inc. Common Stock Competitors

Chosen by industry and closest market cap.

  • BFH
    Bread Financial Holdings Inc. Common Stock
    $102.56
    ▲ 1.23%
    Market cap $4.22BP/E 6.64
    $55.8$114.53
  • DLO
    DLocal Limited Class A Common Shares
    $14.67
    ▼ 2.85%
    Market cap $4.36BP/E 20.32
    $10.64$16.78
  • XMTR
    Xometry Inc. Class A Common Stock
    $90.91
    ▼ 8.67%
    Market cap $4.99BP/E —
    $35.86$112.94
  • FOUR
    Shift4 Payments Inc. Class A Common Stock
    $39.43
    ▲ 0.23%
    Market cap $3.44BP/E 29.51
    $34.56$78.22
  • PAY
    Paymentus Holdings Inc. Class A Common Stock
    $31.54
    ▼ 1.84%
    Market cap $5.05BP/E 47.69
    $20.11$45.31
  • EXLS
    ExlService Holdings Inc. Common Stock
    $39.52
    ▲ 1.07%
    Market cap $5.25BP/E 23.44
    $24.85$43.88
  • MMS
    Maximus Inc. Common Stock
    $61.47
    ▲ 2.04%
    Market cap $3.06BP/E 8.50
    $51.04$100

P/E shows — for peers not currently carrying a live signal of their own.

Latest news

Insider Activity

Insider Actions →
Acquired
14.5K
Disposed
17.8K

Institutional Ownership

March 31, 2026

Total shares held
40.01M
Total value held
$2.90B
Institutional holders
380
Top holders this quarter
  • Unknown4.22M
  • Unknown3.09M
  • Unknown2.43M
  • Unknown1.87M
  • Unknown1.76M
  • Unknown1.63M
  • Unknown1.35M
  • Unknown1.19M
  • Unknown1.15M
  • Unknown1.10M

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