BFH

BFH · Bread Financial Holdings Inc. Common Stock

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AI Market Commentary

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Synthesized from recent news and fundamentals/technical data -- not human analyst commentary or trader sentiment.

October 10, 2026

Bread Financial Holdings Faces Valuation Debate Ahead of Q3 Earnings Call. Analysts are debating Bread Financial’s valuation, with some suggesting the stock may still be undervalued despite a 231% run. TD Cowen and Barclays have adjusted price targets to $111 and $110, respectively, while the company has scheduled its Q3 2026 earnings call for Oct. 22. The stock sits near its 52‑week high and a support level of $107.22, and its low P/E of 6.8 and 3.09% dividend yield add to the discussion.

this person other insiders at BFH

Insiders & Stakes

ALLIANCE DATA SYSTEMS CORP
Director
4,671,194
Shares held
Ralph J. Andretta
President and CEO
582,241
Shares held
Turtle Creek Asset Management Inc.
10% Owner
293,092
Shares held
Valerie E. Greer
EVP, Chief Comm'l Off'r, Card
155,352
Shares held
Joseph L. Motes III
EVP, CAO, Gen Counsel & Secy
129,617
Shares held
Tammy M. McConnaughey
EVP, Opn's & Credit Risk, Card
123,320
Shares held
Perry S. Beberman
EVP, Chief Financial Officer
121,570
Shares held
Allegra S. Driscoll
EVP, Chief Technology Officer
59,968
Shares held
John C. Gerspach
Director
49,574
Shares held
Santillan Laura
SVP, Chief Acctg. Officer
38,249
Shares held
Jonathan Bryan Campbell
SVP, Chief Acctg. Officer
37,149
Shares held
Laurie Anne Tucker
Director
35,459
Shares held
Roger H. Ballou
Director
30,079
Shares held
McCarthy Dennis James
EVP, Chief Revenue Officer
29,546
Shares held
Timothy J. Theriault
Director
27,384
Shares held
Sharen J. Turney
Director
23,174
Shares held
Rajesh Natarajan
Director
21,442
Shares held
Chesnut John Jeffrey
SVP and Treasurer
19,141
Shares held
John J. Fawcett
Director
12,638
Shares held
Clair Joyce St
Executive Vice President
11,307
Shares held
Kimbrough Karin
Director
4,889
Shares held
Praniti Lakhwara
Director
4,458
Shares held

Transaction History

McCarthy Dennis James▲ Buy$2K
Praniti Lakhwara▼ Sell$297K
John C. Gerspach▲ Buy—
Praniti Lakhwara▲ Buy—
Rajesh Natarajan▲ Buy—
Clair Joyce St▲ Buy—
John J. Fawcett▲ Buy—
Timothy J. Theriault▲ Buy—
Sharen J. Turney▲ Buy—
Laurie Anne Tucker▲ Buy—
John C. Gerspach▲ Buy—
Ralph J. Andretta▼ Sell$132K
Ralph J. Andretta▼ Sell$1.1M
Ralph J. Andretta▼ Sell$90K
John J. Fawcett▲ Buy$60K
Roger H. Ballou▼ Sell$875K
John C. Gerspach▲ Buy—
Roger H. Ballou▼ Sell$0
Ralph J. Andretta▼ Sell$393K
Joseph L. Motes III▼ Sell$108K
Valerie E. Greer▼ Sell$148K
Perry S. Beberman▼ Sell$149K
Jonathan Bryan Campbell▼ Sell$97K
Allegra S. Driscoll▼ Sell$189K
Tammy M. McConnaughey▼ Sell$118K
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▼ Sell$4.2M
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▼ Sell$1.2M
Valerie E. Greer▲ Buy—
Valerie E. Greer▲ Buy—
Valerie E. Greer▲ Buy—
Valerie E. Greer▼ Sell$1.7M
Perry S. Beberman▲ Buy—
Perry S. Beberman▲ Buy—
Perry S. Beberman▲ Buy—
Perry S. Beberman▼ Sell$3.1M
Jonathan Bryan Campbell▲ Buy—
Jonathan Bryan Campbell▼ Sell$216K
Allegra S. Driscoll▲ Buy—
Allegra S. Driscoll▲ Buy—
Allegra S. Driscoll▼ Sell$204K
Tammy M. McConnaughey▲ Buy—
Tammy M. McConnaughey▲ Buy—
Tammy M. McConnaughey▲ Buy—
Tammy M. McConnaughey▼ Sell$1.3M
John C. Gerspach▲ Buy—
Joseph L. Motes III▼ Sell$25K
Valerie E. Greer▼ Sell$92K
Ralph J. Andretta▼ Sell$303K
John C. Gerspach▲ Buy—
John J. Fawcett▲ Buy$57K
John J. Fawcett▲ Buy$6K
John C. Gerspach▲ Buy—
Roger H. Ballou▲ Buy—
John J. Fawcett▲ Buy—
John C. Gerspach▲ Buy—
Praniti Lakhwara▲ Buy—
Rajesh Natarajan▲ Buy—
Clair Joyce St▲ Buy—
Timothy J. Theriault▲ Buy—
Laurie Anne Tucker▲ Buy—
Sharen J. Turney▲ Buy—
John C. Gerspach▲ Buy—
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▼ Sell$741K
Allegra S. Driscoll▲ Buy—
Allegra S. Driscoll▲ Buy—
Jonathan Bryan Campbell▲ Buy—
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▼ Sell$2.8M
Tammy M. McConnaughey▼ Sell$776K
Valerie E. Greer▲ Buy—
Valerie E. Greer▲ Buy—
Valerie E. Greer▲ Buy—
Valerie E. Greer▼ Sell$927K
Allegra S. Driscoll▼ Sell$173K
Jonathan Bryan Campbell▼ Sell$244K
Perry S. Beberman▲ Buy—
Perry S. Beberman▲ Buy—
Perry S. Beberman▲ Buy—
Perry S. Beberman▼ Sell$1.1M
Tammy M. McConnaughey▲ Buy—
Tammy M. McConnaughey▲ Buy—
Tammy M. McConnaughey▲ Buy—
John C. Gerspach▲ Buy—
Joseph L. Motes III▼ Sell$35K
John J. Fawcett▲ Buy$51K
John C. Gerspach▲ Buy—
John J. Fawcett▲ Buy$100K
Perry S. Beberman▼ Sell$179K
Praniti Lakhwara▲ Buy—
John C. Gerspach▲ Buy—
Sharen J. Turney▲ Buy—
Laurie Anne Tucker▲ Buy—
Timothy J. Theriault▲ Buy—
Clair Joyce St▲ Buy—
Rajesh Natarajan▲ Buy—
John C. Gerspach▲ Buy—
John J. Fawcett▲ Buy—
Roger H. Ballou▲ Buy—
John C. Gerspach▲ Buy—
Joseph L. Motes III▼ Sell$54K
Tammy M. McConnaughey▼ Sell$64K
Valerie E. Greer▼ Sell$84K
Perry S. Beberman▼ Sell$85K
Ralph J. Andretta▼ Sell$310K
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▼ Sell$1.2M
Tammy M. McConnaughey▲ Buy—
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▼ Sell$307K
Perry S. Beberman▲ Buy—
Valerie E. Greer▲ Buy—
Valerie E. Greer▼ Sell$306K
Tammy M. McConnaughey▼ Sell$294K
Jonathan Bryan Campbell▼ Sell$81K
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▲ Buy—
Ralph J. Andretta▼ Sell$150K
Perry S. Beberman▲ Buy—
Perry S. Beberman▲ Buy—
Perry S. Beberman▼ Sell$47K
Tammy M. McConnaughey▼ Sell$34K
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▲ Buy—
Joseph L. Motes III▼ Sell$33K
Valerie E. Greer▲ Buy—
Valerie E. Greer▲ Buy—
Valerie E. Greer▼ Sell$35K
Tammy M. McConnaughey▲ Buy—
Tammy M. McConnaughey▲ Buy—
Allegra S. Driscoll▲ Buy—
Allegra S. Driscoll▲ Buy—
Jonathan Bryan Campbell▲ Buy—
Turtle Creek Asset Management Inc.▼ Sell$1.2M
Turtle Creek Asset Management Inc.▼ Sell$116K
Turtle Creek Asset Management Inc.▼ Sell$86K
Turtle Creek Asset Management Inc.▼ Sell$139K
Turtle Creek Asset Management Inc.▼ Sell$13K
Turtle Creek Asset Management Inc.▼ Sell$10K
Turtle Creek Asset Management Inc.▼ Sell$916K
Turtle Creek Asset Management Inc.▼ Sell$86K
Turtle Creek Asset Management Inc.▼ Sell$64K
Turtle Creek Asset Management Inc.▼ Sell$10K
Turtle Creek Asset Management Inc.▼ Sell$900
Turtle Creek Asset Management Inc.▼ Sell$675
Turtle Creek Asset Management Inc.▼ Sell$5K
Turtle Creek Asset Management Inc.▼ Sell$474
Turtle Creek Asset Management Inc.▼ Sell$355
Turtle Creek Asset Management Inc.▼ Sell$32K
Turtle Creek Asset Management Inc.▼ Sell$3K
Turtle Creek Asset Management Inc.▼ Sell$2K
Turtle Creek Asset Management Inc.▼ Sell$127K
Turtle Creek Asset Management Inc.▼ Sell$12K
Turtle Creek Asset Management Inc.▼ Sell$9K
Turtle Creek Asset Management Inc.▼ Sell$658K
Turtle Creek Asset Management Inc.▼ Sell$61K
Turtle Creek Asset Management Inc.▼ Sell$46K
Turtle Creek Asset Management Inc.▼ Sell$586K
Turtle Creek Asset Management Inc.▼ Sell$55K
Turtle Creek Asset Management Inc.▼ Sell$41K
Turtle Creek Asset Management Inc.▼ Sell$209K
Turtle Creek Asset Management Inc.▼ Sell$20K
Turtle Creek Asset Management Inc.▼ Sell$15K
Turtle Creek Asset Management Inc.▼ Sell$803K
Turtle Creek Asset Management Inc.▼ Sell$75K
Turtle Creek Asset Management Inc.▼ Sell$56K
Turtle Creek Asset Management Inc.▼ Sell$797K
Turtle Creek Asset Management Inc.▼ Sell$74K
Turtle Creek Asset Management Inc.▼ Sell$55K
Turtle Creek Asset Management Inc.▼ Sell$474K
Turtle Creek Asset Management Inc.▼ Sell$44K
Turtle Creek Asset Management Inc.▼ Sell$33K
Turtle Creek Asset Management Inc.▼ Sell$297K
Turtle Creek Asset Management Inc.▼ Sell$28K
Turtle Creek Asset Management Inc.▼ Sell$21K
Turtle Creek Asset Management Inc.▼ Sell$71K
Turtle Creek Asset Management Inc.▼ Sell$758K
Turtle Creek Asset Management Inc.▼ Sell$53K
Turtle Creek Asset Management Inc.▼ Sell$779K
Turtle Creek Asset Management Inc.▼ Sell$73K
Turtle Creek Asset Management Inc.▼ Sell$54K
Turtle Creek Asset Management Inc.▼ Sell$56K
John C. Gerspach▲ Buy—
Turtle Creek Asset Management Inc.▼ Sell$798K
Turtle Creek Asset Management Inc.▼ Sell$75K
Turtle Creek Asset Management Inc.▼ Sell$590K
Turtle Creek Asset Management Inc.▼ Sell$55K
Turtle Creek Asset Management Inc.▼ Sell$41K
Turtle Creek Asset Management Inc.▼ Sell$93K
Turtle Creek Asset Management Inc.▼ Sell$9K

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