OptimumBank Holdings Inc. Common Stock (OPHC)

About OPHC

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and…

Sector

Finance

Industry

Major Banks

Employees

98

Website

www.optimumbank.com

Fundamentals

1-day range

$8.5$9.11

Market cap

$111.07M

P/E (trailing)

15.71

P/E (forward)

8.13

EPS (trailing)

$0.58

Dividend yield

—

Beta

0.26

Avg. volume

67.8K

Forecasts

3 analyst ratings

OptimumBank Holdings Inc. Common Stock Competitors

Chosen by industry and closest market cap.

• OPHC

  OptimumBank Holdings Inc. Common Stock

  $8.98

  ▲ 2.75%
  Market cap $111.07MP/E 15.71
  $3.91$9.23
• UNB

  Union Bankshares Inc. Common Stock

  $23.6

  ▲ 0.64%
  Market cap $108.80MP/E 10.35
  $20.65$27.11
• UBCP

  United Bancorp Inc. Common Stock

  $15.71

  ▲ 0.00%
  Market cap $91.11MP/E 11.54
  $12.47$17.34
• SSBI

  Summit State Bank Common Stock

  $12.87

  ▲ 0.00%
  Market cap $88.89MP/E 14.63
  $10.35$14
• PNBK

  Patriot National Bancorp Inc. Common Stock

  $1.03

  ▼ 0.49%
  Market cap $134.14MP/E —
  $0.8625$2
• MNSB

  MainStreet Bancshares Inc. Common Stock

  $25.22

  ▼ 0.06%
  Market cap $171.25MP/E 10.26
  $17.86$25.71
• MNSBP

  MainStreet Bancshares Inc. Depositary Shares

  $25.85

  ▲ 0.00%
  Market cap $179.72MP/E 10.26
  $17.86$25.71

P/E shows — for peers not currently carrying a live signal of their own.

Latest news

• OptimumBank Holdings: The Opportunity Does Not Come Without Risk
  SeekingAlpha · 8/7/2026
• A Big Splash In The ESG Fixed Income Space
  Benzinga · 8/3/2026

Institutional Ownership

March 31, 2026

Total shares held

1.61M

Total value held

$7.72M

Institutional holders

17