Upstart Holdings Inc. Common stock (UPST)
Stock · NASDAQ · Finance
$23.57as of 10/16/2026
Price chart
Active signals
UPST Signal Track Record
How signals performed across all stocks →What UPST's price did in the 20 trading sessions after each past signal, compared with any 20-session window over the same period.
| Signal | Times | Median 20-session return | Higher after 20 sessions | Last signal |
|---|---|---|---|---|
| Volume Spike | 33 | -1.4% | 45% | September 23, 2026 |
| Bollinger Band Breakout | 22 | -0.8% | 50% | June 29, 2026 |
| Bollinger Band Breakdown | 21 | +1.0% | 52% | September 1, 2026 |
| 200-Day Moving Average TouchActive now | 12 | +3.0% | 50% | September 10, 2025 |
| Any 20-session window (baseline) | -3.4% | 44% |
Computed by MarketWall from daily closing prices since May 18, 2022. Returns are close-to-close and don't include dividends. Past results describe what happened before; they are not a forecast and not investment advice.
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings,…
- Sector
- Finance
- Industry
- Finance: Consumer Services
- Employees
- 1,405
- Website
- www.upstart.com/
Fundamentals
- 1-day range
- $23.25$24.95
- Market cap
- $2.89B
- P/E (trailing)
- 39.92
- P/E (forward)
- 6.78
- EPS (trailing)
- $0.54
- Dividend yield
- —
- Beta
- 2.50
- Avg. volume
- 4.35M
How Upstart Holdings Inc. Common stock Makes Money
Where the revenue actually goes — FY2025 annual results
Source: 10-K filed Feb 10, 2026 · via SEC EDGAR / Finnhub
Forecasts
16 analyst ratings
Upstart Holdings Inc. Common stock Competitors
Chosen by industry and closest market cap.
- UPSTUpstart Holdings Inc. Common stock$23.56▼ 4.81%Market cap $2.89BP/E 39.92$22.21$55.22
- SIISprott Inc. Common Shares$108.17▼ 4.34%Market cap $2.90BP/E 27.03$109.9$230.43
- XXITwenty One Capital Inc. Class A Common Stock$5.62▼ 7.57%Market cap $2.84BP/E —$4.15$21.99
- IONDIonic Digital Inc. Class A Common Stock$62.81▼ 4.24%Market cap $2.63BP/E —$50$89.36
- BTDRBitdeer Technologies Group Class A Ordinary Shares$7.72▼ 8.04%Market cap $2.56BP/E —$6.92$27.8
- CLSKCleanSpark Inc. Common Stock$8.4▼ 10.16%Market cap $3.27BP/E —$8$23.61
- GBDCGolub Capital BDC Inc. Common Stock$12.12▼ 1.22%Market cap $3.39BP/E 18.49$11.77$14.41
| Symbol | Market cap | P/E ratio | Price | 1D | 52-week range |
|---|---|---|---|---|---|
| UPST Upstart Holdings Inc. Common stock | $2.89B | 39.92 | $23.56 | ▼ 4.81% | $22.21$55.22 |
| SII Sprott Inc. Common Shares | $2.90B | 27.03 | $108.17 | ▼ 4.34% | $109.9$230.43 |
| XXI Twenty One Capital Inc. Class A Common Stock | $2.84B | — | $5.62 | ▼ 7.57% | $4.15$21.99 |
| IOND Ionic Digital Inc. Class A Common Stock | $2.63B | — | $62.81 | ▼ 4.24% | $50$89.36 |
| BTDR Bitdeer Technologies Group Class A Ordinary Shares | $2.56B | — | $7.72 | ▼ 8.04% | $6.92$27.8 |
| CLSK CleanSpark Inc. Common Stock | $3.27B | — | $8.4 | ▼ 10.16% | $8$23.61 |
| GBDC Golub Capital BDC Inc. Common Stock | $3.39B | 18.49 | $12.12 | ▼ 1.22% | $11.77$14.41 |
P/E shows — for peers not currently carrying a live signal of their own.
Latest news
- Citizens Maintains Market Underperform on Upstart Holdings, Lowers Price Target to $18benzinga · 10/15/2026
- A Short Second HalfSeekingAlpha · 10/9/2026
- Upstart: Cheaper, Not Safer (Rating Upgrade)SeekingAlpha · 10/9/2026
- Upstart Expands Credit Union Network With Denver PartnershipYahoo · 10/8/2026
- Will PGY's Expanding Funding Base Reduce Its Reliance on ABS Markets?Yahoo · 10/8/2026
- Credit Union of Denver Partners with Upstart to Expand Access to Personal LendingYahoo · 10/7/2026
- Stock Picks From Seeking Alpha's September 2026 New AnalystsSeekingAlpha · 10/7/2026
- 1 No-Brainer Artificial Intelligence (AI) ETF to Buy With $100 and Hold ForeverYahoo · 10/6/2026
- Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: Here's WhyYahoo · 10/6/2026
Insider Activity
Insider Actions →- Gu Paul · September 10, 2026 · Buy50.0K @ $25.55
- Datta Sanjay · September 8, 2026 · Option Exercise300.0K @ $1.35
- Datta Sanjay · September 8, 2026 · Sale116.0K @ $27.29
- Mirgorodskaya Natalia · August 25, 2026 · Sale913 @ $30.03
- Mirgorodskaya Natalia · August 20, 2026 · Sale586 @ $28.09
- Datta Sanjay · August 20, 2026 · Sale8.9K @ $28.09
- Darling Scott · August 20, 2026 · Sale7.7K @ $28.09
- Datta Sanjay · August 19, 2026 · Sale10.0K @ $31.46
- Blankmeyer Andrea · August 19, 2026 · Sale3.0K @ $29.33
- Blankmeyer Andrea · August 17, 2026 · Sale7.2K @ $29.36
- Datta Sanjay · August 17, 2026 · Sale2.0K @ $29.36
- Darling Scott · August 17, 2026 · Sale814 @ $29.36
- Datta Sanjay · June 9, 2026 · Sale15.0K @ $30.41
- O'Kelly Ciaran · May 29, 2026 · Grant6.5K
- Hentges Mary · May 29, 2026 · Grant6.5K
Institutional Ownership
March 31, 2026
- Total shares held
- 69.84M
- Total value held
- $1.77B
- Institutional holders
- 335
- Unknown7.40M
- Unknown6.80M
- Unknown4.17M
- Unknown3.98M
- Unknown3.75M
- Unknown3.39M
- Unknown2.77M
- Unknown2.12M
- Unknown2.05M
- Unknown1.65M
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AI Market Commentary
AI-generatedAll commentary →Synthesized from recent news and fundamentals/technical data -- not human analyst commentary or trader sentiment.
October 11, 2026
Upstart Expands Credit Union Partnership and Receives Rating Upgrade
Upstart announced a new partnership with the Credit Union of Denver to broaden its personal‑lending reach. The move follows a recent rating upgrade that highlighted the company as cheaper but less safe. Analysts noted a short second half for the year, and the stock fell as the broader market gained. The partnership may help diversify Upstart’s loan portfolio amid ongoing market volatility.
Upstart Expands Credit Union Partnership and Receives Rating Upgrade. Upstart announced a new partnership with the Credit Union of Denver to broaden its personal‑lending reach. The move follows a recent rating upgrade that highlighted the company as cheaper but less safe. Analysts noted a short second half for the year, and the stock fell as the broader market gained. The partnership may help diversify Upstart’s loan portfolio amid ongoing market volatility.